Monday, March 8, 2010

February Savings

I finally got all my receipts together for February. Here's how I did:

February-at-a-Glance
Total Shelf Cost: $ 796.02 Monthly Budget: $ 400.00
Total Coupon Savings: $ 173.30 Variance:
$ (44.83)
Total Savings: $ 351.19 Tax Paid
$ 10.89
Amount Paid (after rebates): $ 444.83


Savings Rate: 44.12% Amount Paid (exc. Rebates) $ 444.83



Wow! I only went $44.83 over what I had wanted to spend. That was awesome - especially considering that last month's budget was twice as large as this month. I figured out my secret - I need to take out the money for my spending as soon as possible and NOT use my debit card. The reason I went over was because I did use my debit card. The reason it was only $44.83 over was because I took the money out and used my debit card in extreme cases.

Otherwise, here's how I'm doing so far this year:

Month Shelf Coupons Discounts Savings $ My Price Savings Rate Goal Variance
January $ 1,199.97 $ 207.94 $ 253.54 $ 461.48 $ 738.49 38.46% $ 800.00 $ 61.51
February $ 796.02 $ 173.30 $ 177.89 $ 351.19 $ 444.83 44.12% $ 400.00 $ (44.83)
TOTALS $ 1,995.99 $ 381.24 $ 431.43 $ 812.67 $ 1,183.32 40.72% $ 5,200.00

$ 4,016.68

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